the Fresno Drop again

a piece on The Fresno Drop I had missed is here;
it picks up on the history, and future, of credit cards since that fateful day in my hometown.
It concludes:

If the past is any predictor for the future, the future of cards is very clear: there won't be any of them, and we'll be using our mobile phones as a mass market payment mechanism before 2012.

For previous articles, click "Fresno Drop" in the "labels" below.